Complete relocation guide for moving from Los Angeles, CA to Scottsdale, AZ, including distance, moving costs, lifestyle differences, and tips for planning a long‑distance move.
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Moving Insurance Calculator
Compare basic mover liability with the estimated value of your belongings.
Do I need moving insurance when hiring a moving company?
Moving insurance isn't required, but it can protect your belongings if they're lost or damaged during your move. Basic Released Value Protection is included with interstate moves, but many homeowners choose additional coverage for valuable furniture, electronics, artwork, and collectibles.
What is Released Value Protection?
Released Value Protection is the free valuation coverage required for interstate movers. It generally limits the mover's liability to $0.60 per pound per article. For example, a 20-pound television would have a maximum reimbursement of about $12, regardless of its purchase price.
What is Full Value Protection?
Full Value Protection offers substantially more protection than basic coverage. If a covered item is lost or damaged, the mover generally must repair it, replace it with a similar item, or provide a cash settlement based on the terms of your valuation agreement.
How much does moving insurance cost?
The cost depends on the declared value of your shipment, deductible, and the moving company or insurance provider. Many homeowners spend roughly 1% of their shipment's value for additional protection, although actual costs vary.
Does homeowners insurance cover moving damage?
Sometimes. Some homeowners and renters insurance policies provide limited protection while your belongings are in transit, but many exclude damage while professional movers are packing, loading, or transporting your items. Always check with your insurance company before moving.
Should I declare items worth more than $2,500?
Yes. Most professional movers require customers to identify individual items worth more than $2,500 before the move. These items are usually listed on a High Value Inventory form and may require additional documentation.
Is basic moving coverage enough?
Basic coverage may be sufficient for inexpensive household goods, but it often falls short for electronics, appliances, artwork, antiques, jewelry, and newer furniture because reimbursement is based on weight—not replacement cost.